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The most common reasons that they give for needing money are not being able to afford a passport, visa, other travel documents, or plane tickets (often to come see you); an emergency stay in the hospital that requires a huge sum of money; getting robbed while traveling; or not being able to access their money from abroad.
There’s a huge variety of reasons that you could get.
These methods give them better access to you and can help them gather additional information that they can use to con you.
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People are often ashamed to come forward and admit that they’ve been duped.
It’s not a good feeling to have been taken advantage of, and a scheme that’s so obvious in hindsight is even harder to admit to. If you date online, take precautions to protect yourself.
If someone sends you a message and says they’d like to get to know you, save a copy of their picture and use Google’s reverse image search to see if anyone has posted about that photo being used for a scam.
If that image shows up on other profiles with different names, you should be suspicious. If you receive other photos, and anything seems off, be wary.
If their profile says they’ve lived in Ohio their entire lives, but they’re using non-standard English, or have notably poor grammar, that could be a warning sign (think of the kinds of errors you’d see in a Nigerian scam email or on the phone, where they need to spontaneously come up with things to say. Obviously, there are plenty of non-native speakers out there who are sincerely looking for a relationship, and they could very well be from heritage speaking communities in the United State or Britain.